First-time buyers
Residents buying their first home. We size the deposit, structure the offer and get you pre-approved before you sign an MOU.
Get pre-approved
Compare mortgage options from leading UAE banks and get expert guidance on home loans, mortgage eligibility, refinancing and property finance — from application to approval.
We place mortgages with the UAE’s leading lenders
Whether it is your first apartment in Dubai Marina or your fifth investment unit, the file is handled by an advisor who knows which lender says yes to your profile.
Residents buying their first home. We size the deposit, structure the offer and get you pre-approved before you sign an MOU.
Get pre-approvedBuying from abroad or paid in a foreign currency? We work with the lenders that underwrite overseas income and remote signings.
Speak to an advisorPaying above 4%? We move your loan to a sharper rate, often cutting years of interest for a one-off switching cost.
Compare my rateUnlock cash from a property you already own in the UAE — for a second purchase, a business or school fees.
See what I can releaseSharia-compliant Ijara and Murabaha structures from the UAE's Islamic banks, compared side by side with conventional offers.
Compare Islamic optionsPlot and land finance, off-plan handovers and commercial units — including self-employed and company-owned structures.
Book a callFrom application to approval, we've simplified every step to make your dream home a reality. Explore below to see how easy it can be.
Your property is a major investment. Your mortgage should be just as carefully considered.
As a UAE mortgage broker, Leom helps you compare home loan options, understand your eligibility, manage documentation, and navigate the mortgage process — so you can make a smarter property financing decision.
Less complexity. More clarity. Better mortgage decisions.
We are paid by the lender at completion, so comparing 20+ banks costs you nothing and biases us toward none.
UAE sales agreements move fast. Our files are pre-checked against each bank's policy so they clear first time.
No call-centre handoffs. The person who quotes you is the person who signs off your final offer letter.
Rate, bank arrangement fee, valuation, life cover, DLD and trustee charges — set out before you commit.
Fixed versus variable, term length, early-settlement terms — modelled against how long you plan to hold.
We operate under UAE mortgage broking rules and hold your documents on encrypted, UAE-hosted systems.
“Leom made the entire mortgage process much easier than I expected. They explained everything clearly, helped me understand my options, and kept me updated throughout the process. I always knew what was happening next.”
“I was confused about the different mortgage options and didn't know where to start. The Leom team understood my requirements, explained the numbers clearly and guided me from eligibility to approval. Very professional and responsive.”
“From the initial consultation to the final approval, Leom was there whenever I needed help. They handled the communication with the bank and made the whole process feel much less stressful.”
“What I appreciated most was the transparency. Everything was explained upfront, including the process, documents and costs. Leom helped me explore the right mortgage option without making things complicated.”
“Instead of simply suggesting a mortgage, the team took the time to understand my financial situation and property plans. Their guidance helped me make a much more confident decision.”
Still unsure? A 20-minute call with an advisor costs nothing and usually settles it.
Ask us directlyLeom is a leading mortgage brokerage firm in the UAE. We help clients find the best home loan options by comparing offers from top banks, assisting with pre-approvals, documentation, and end-to-end mortgage processing.
Both UAE residents and non-resident expatriates can apply for a mortgage. Eligibility depends on factors such as income, nationality, property type, and location.
Generally, you should earn at least AED 10,000 per month. However, this may vary by bank and your overall financial profile. Leom can guide you based on your situation.
Basic documents include:
Leom will assist you with the complete checklist.
Initial pre-approval usually takes 3–5 working days. Final approval and disbursement may take 2–3 weeks, depending on your documentation and the bank process.
Tell us a little about your plans. An advisor will call you within one business day — no obligation, no credit check at this stage.